Nationwide Pet Insurance – When your furry friend is by your side, you always want to provide the best care possible. That’s why it’s important to have pet insurance on hand, so in case a sudden emergency happens, you’re covered.
Nationwide Pet Insurance is an insurance provider that has been servicing pet owners since 1937. This article discusses the different types of coverage in terms of adoption, hereditary conditions, and annual wellness visits. There are also tips to help you decide which type of coverage is right for your animal family.
What is a Pet Insurance?
Pet insurance is a type of insurance that covers animals, often referred to as “pets.” The policy can protect your pet from accidents, medical expenses, lost income (if your pet is sick), and more.
Pet insurance policies typically have lower rates than other types of insurance, and they may be a good option for people who have a lot of money tied up in their pets.
However, pet insurance isn’t for everyone. If you don’t have any other insurance, or if you only have coverage for things like cars and bikes, pet insurance probably isn’t the best option for you.
Plus, there are a few things to keep in mind when shopping for pet insurance.
CHECK OUT: The 10 Best Dog Insurance 2022
One important thing to remember is that pet insurance policies usually have exclusions. This means that the policy won’t cover things like accidental injuries or damage caused by natural disasters. Make sure you know your policy’s exclusions before buying it.
Another thing to consider is what kind of claims process your policy has. Some policies have a quick turnaround time for claims, while others may take longer. Decide which kind of claim process would be best for you and your pet.
Who Needs Nationwide Pet Insurance?
Lots of people think that they don’t need pet insurance, but the truth is that a lot of folks could use the coverage. Pet insurance can help cover things like vet bills, lost or stolen pets, and other incidents that might happen to your pet. Plus, it can give peace of mind if something happens and you need to deal with expenses related to your pet.
Whether you have a dog, cat, bird, snake, or any other kind of pet, it’s important to have proper pet insurance in place.
SEE MORE ON: Top 5 Best Pet Insurance Companies For Multiple Pets
There are a lot of reasons why pet insurance can be helpful, so take a look at some of the ways that it can benefit you and your furry friend:
- If something unexpected happens and your pet needs veterinary care (like a surgery or injury), having coverage can help cover the costs.
- If your pet gets lost or stolen, having insurance can help cover some of the expenses related to replacing them (like a new animal or even just their food and shelter).
- If your pet gets sick or has an illness, having coverage can help pay for medical expenses.
- If your pet bites someone or causes damage to property
Types of Nationwide Pet Insurance
When it comes to pet insurance, there are a few different types to choose from. Here’s a look at the most popular types of pet insurance:
- Puppy Insurance: This type of coverage is designed for new puppies, kittens and their parents. It covers accidents that happen during your pet’s first 12 months of life and includes routine care like vaccinations and deworming.
- Senior Pet Insurance: This type of coverage is great for older pets who may have difficulty walking or climbing stairs. Coverage includes accidents that happen while your pet is confined to a home, such as when they’re sleeping or eating.
- Breed Specific Insurance: Some pet insurance policies offer coverage for specific breeds of dogs and cats, like boxer cats or Doberman pinschers. This can be helpful if you have a specific type of pet and want to be sure you’re covered in case of an accident.
- Cat Insurance: This type of coverage is great for owners of cats who live outside. It offers protection against accidents, including things like getting hit by a car or falling from a high place.
- Dog Insurance: This type of coverage is available for dogs who live outside. It covers the cost of veterinary treatment and medical bills, including those incurred if your pet gets lost or injured.
- Pet Emergency Insurance: This type of pet insurance covers the cost of emergency veterinary care when a pet arrives at the vet’s office with an injury, like a broken leg or a severe cut that needs stitches.
- Senior Pet Insurance: This type of coverage is meant for older pets who are no longer able to get around on their own or are experiencing health issues related to their age, such as arthritis or heart disease.
- Pet Loss: It’s common that an owner loses one or more pets in their lifetime. If this happens, it will be covered under pet insurance.
How Much Does Nationwide Insurance for Pet Cost
Nationwide pet insurance is a great way to protect your beloved pet in the event of an accident or illness. Here’s how much it costs:
-A basic plan starts at $16 a month for dogs and $32 a month for cats.
-An additional $5 to $10 per month can be added for coverage of specific breeds or types of animals, such as horses, rabbits, and dogs with specific health issues.
-A premium plan offers more comprehensive coverage, including medical expenses, accidents, and even death. Premium plans start at $35 a month for dogs and $60 a month for cats.
How to Find Pet Insurance that Meets Your Needs
When you’re looking for pet insurance, it’s important to find a policy that meets your needs. There are a few things you should consider when choosing a policy: coverage type, deductible, monthly premium, and exclusions.
Here are some tips to help you choose the right policy:
- Look at coverage type. There are several types of coverage available for pets, including medical, accident, and death. Make sure the policy you choose offers the coverage you need.
- Determine your deductible. The higher your deductible is, the lower your monthly premium will be. If you have a high-risk pet (such as a dog with a history of accidents or health problems), consider setting up a deductible that covers most or all of the cost of claims.
- Consider your monthly premium. The higher the monthly premium, the more expensive the policy will be per month. However, policies with low premiums may have higher out-of-pocket costs for claims. It’s important to compare both premiums and benefits to find the best policy for your needs.
- Exclude pets from coverage if necessary. Some policies don’t cover pets if they’re not included in the family plan. Ask if your pet is included in your policy and whether it’s a requirement to renew.
- Consider more than one policy. If you have more than one pet, you’ll want to choose each animal separately since policies vary depending on the type of pet, its age and health history, as well as where it lives (e.g., at home or in boarding).
- Have a hard look at coverage limits. The dollar value that’s covered by the policy is important when choosing a policy for your pets; compare this figure to your actual needs before deciding which policy best suits you and your animals.
- Consider how long you need coverage for. When selecting a pet insurance policy, consider how long you want coverage to last.
What are the Benefits of Pet Insurance?
There are a lot of benefits to having pet insurance, and it’s something you may want to consider if you have a pet. Here are six of the top benefits:
- Peace of mind. Having pet insurance can give you peace of mind in knowing that you’re covered in case of an accident or illness that affects your pet.
- Coverage for veterinary expenses. Many pet insurance policies include coverage for veterinary expenses, which can save you a lot of money if your pet needs to go to the vet for treatment.
- Protection from theft or loss. If your pet is stolen, your policy may cover any costs associated with replacing your animal, such as lost wages and replacement costs for equipment your pet might use regularly (such as a cat home with a litter box).
- Liability protection. If something happens while your pet is insured and you were responsible, your policy may help cover some of the costs involved in resolving the situation.
- Deductible relief. Some policies offer relief from the deductible, which can make them more affordable if you have several pets or if they need to be insured at the same time.
Disclaimer: Information regarding insurance company offerings, pricing, availability, and other contract details are subject to change by the insurance company at any time and are not under the control of this website. Information published on this website is intended for reference use only. Please, take your time to review your policy carefully before signing up for a new insurance contract or any other contract as your unique circumstances will differ from those of others who may be used for example purposes in this article.
The information provided through this website should not be used to diagnose or treat a health problem or disease; it is not intended to offer any legal opinion or advice or a substitute for professional safety advice or professional care. Please consult your health care provider, attorney, or product manual for professional advice. Products and services reviewed are provided by third parties; we are not responsible in any way for them, nor do we guarantee their functionality, utility, safety, or reliability. Our content is for educational purposes only.